Irmaa Brackets 2025 Married Filing Jointly Married Jointly. The social security administration determines your irmaa tier and premium part b and. For 2025, the irmaa brackets are determined by the income reported on 2022 tax returns, with thresholds starting at $103,000 for individual filers and $206,000 for married couples filing jointly.

In 2025, with the inflation adjustment to the irmaa brackets, you will no longer have a part d or part b irmaa payment. If your 2023 magi was $106,000 or less when filed individually (or married and filing separately), or $212,000 or less when filed jointly, you will pay the standard part b.